Maltese permanent
residence

Maltese permanent residence can be obtained by an applicant over 18 years of age with proven legal income, who has no criminal record and who has not been refused a visa by a country that has a visa-free agreement with Malta. The applicant also needs to own assets of €500,000, including liquid financial assets of €150,000.

Eligible family members of the main applicant can also receive permanent residence: a spouse or partner, children, parents and grandparents can participate in the program. There are no age restrictions.

However, a number of requirements are imposed on adult family members. Children over 18 years of age must not be married, and adult children, parents and grandparents should be financially dependent on the main applicant.

The main applicant must fulfill the following investment conditions:

• €40,000: administrative fee;
• €10,000 per annum rental payments for 5 years or purchase property for €300,000;
• €58,000 or €28,000: contribution to the state for renting or buying real estate, respectively;
• €2,000: donation to a charitable organization.

If the investor rents a property for five years, it costs at least €150,000. If they buy a property, it costs at least €370,000.

The investor must also make a contribution to the state of €7,500 for each parent or grandparent added to the program.

If an investor buys real estate to participate in the program, they can sell it after five years and get the money back. In addition, they can rent out the property during the period it is owned by them.

However, rental payments (for those choosing to rent property rather than buy it), administration fees, government fees, and charitable donations cannot be refunded.

Yes, they can be added to the program.

The investor’s spouse, children, parents, grandparents, grandchildren, daughters-in-law and sons-in-law can be added to the original program at a later date. In this case, the investor needs to pay additional fees:

• €7,500 for a spouse, parent, grandparent, daughter-in-law or son-in-law;
• €5,000 for a child over 18 years of age or grandchild of the investor or their spouse.

Minor children of the investor or their spouse and children with disabilities are added free of charge.

No one can guarantee the approval of an application for Maltese permanent residence. If you are given such a guarantee, you should take a closer look at the offer, as it is almost certainly fraudulent.

We carry out a preliminary check for our clients in order to improve the chances of their application being approved. Our certified Anti Money Laundering Officer studies the investor’s documents and searches for information about them in international databases. This helps us find information about the investor that could otherwise have resulted in their application being rejected.

If we find a problem or information that could raise doubts about the success of their application, we offer an alternative solution: for example, we sometimes add a package of additional documents for greater clarity or recommend a different program to our client. In our experience, a preliminary check reduces the risk of an application being rejected to 1%.

In the first five years after being granted permanent residence, the Residency Malta Agency checks whether the investor is continuing to fulfill the terms stipulated in the program every year. During this period, the investor must continue to own assets of €500,000, including liquid financial assets of €150,000. During this period, they must also continue to own the property initially purchased or continue to rent a property for €10,000 or €12,000 per annum, depending on the region.

Five years after receiving permanent residence, the investor can sell the property and dispose of their assets. However, they will continue to need a registered address in Malta in order to maintain permanent residence. At the same time, they can buy or rent a property that is cheaper than the initial property they were required to buy or rent in order to participate in the permanent residence program in Malta.